|
"Dallas Non Owners Auto Insurance"
What is a Non Owners Auto Insurance Policy about?
Non Owners Insurance does not cover owned
but non-registered vehicles.
Non Owner Insurance Policies are designed
for licensed drivers who do not regularly drive
or operate a motor vehicle and do not have regular
access to a vehicle. Non Owners coverage forms
are designed to provide a level of security
when operating a non owned vehicle. One may
not always know if the owner of a borrowed vehicle
has the appropriate coverage. Many a well intentioned
driver have found out only after receiving a
citation that the vehicle they were operating
on loan
was uninsured. The policy can also provide additional
coverage if one prefers a higher level of protection
beyond what may be provided under the owners
policy.
This type of coverage is generally limited in
it's scope of coverage and provides no comprehensive
or collision coverage for damage to the non
owned vehicle being operated. The coverage also
will generally not extend to the operation of
vehicles owned by family members and household
residents due to the access restriction.
This
personal lines coverage will also not extend
to the use or operation of commercial or other
employer provided business vehicles nor any
vehicle for hire such as rental cars. Personal Non Owners
Insurance is considered
secondary or excess coverage to an insurance
policy provided by a vehicles owner.
Dallas Non Owners Insurance coverage forms are designed
to provide an additional level of security in
today's busy world when operating a non owned
vehicle.
|
